Budgeting during a crises

How to manage your money and your mind during the pandemic.

  1. Create a budget and stick to it
  2. Buy in bulk, but avoid hoarding.
  3. Before you venture out for food essentials, make a list of meals you want to make. Prep your meals for a week.
  1. Keep some cash for emergencies. The size of your emergency fund will vary based on your monthly living expenses, but try to aim for at least three months of expenses.
  2. Cut back on subscriptions. Figure out which ones you can part with, even if temporarily, to save some money. Maybe you don’t need five streaming TV subscriptions. 
  3. Keep your energy usage down and save $$$.
  1. While in lockdown, you may be using more energy since you are home 24/7, so be more mindful. Turn off the lights when you aren’t in the room. Grill or use a crockpot versus the oven.
  1. Grow your own food.
  2. Ignore the stock market.
  3. Work on your side hustle
  4. Make a point to remove saved credit card information from retail sites. Eliminate marketing emails from your inbox by using, a free email filtering tool.